Multi-Asset Brokers Payments & treasury

Deposits that route around a failing provider

How a Multi-Asset Broker put payment orchestration in front of every provider, so a declined deposit falls back to the next route instead of failing.

The starting point

A client has deposits spread across several payment providers, with routing hard-coded per country. When a provider declined or went down, the client saw a failed deposit, support saw a ticket, and finance reconciled it all in spreadsheets at month end.

What they needed

  • Route deposits by country, method and amount
  • Fall back to another provider when one declines
  • Change routing without a code release
  • Reconcile every transaction against the provider's report

What FYNXT delivered

FYNXT put Payment Orchestration in front of every provider. Rules route each deposit by country, method and amount, a declined attempt cascades to the next provider automatically, and each transaction is matched against the provider's report.

Solutions used

What changed

  • A decline falls back instead of failing
  • Routing rules change without a release
  • Finance reconciles from one ledger
Use cases

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Next step

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